1. Introduction
Welcome to KoraMed Health Africa. These Terms and Conditions govern your use of our website and services. By accessing or using our website, you agree to comply with these terms. If you do not agree with these terms, please do not use our website.

2. Services Provided
KoraMed Health Africa offers various healthcare services, including medical evacuation, post-treatment recovery, financial solutions, and wellness tools. These services are provided subject to the terms and conditions outlined here and in any specific agreements related to the services you use.

3. Eligibility
To use our services, you must be at least 18 years of age and legally capable of entering into binding contracts. By using our services, you confirm that you meet these eligibility requirements.

4. User Obligations
You agree to use our website and services only for lawful purposes. You must not use our services in any way that could damage, disable, overburden, or impair our website, or interfere with any other party’s use and enjoyment of the services.

5. Account Registration
If you register for an account on our website, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

6. Payment and Fees
All payments for services must be made according to the terms outlined in the specific service agreements. KoraMed Health Africa reserves the right to change its pricing and fees at any time, with prior notice provided to users.

7. Refunds and Cancellations
Refunds and cancellations are subject to the specific terms of the service you have purchased. Please review these terms carefully before making any commitments.

8. Intellectual Property
All content, including text, images, logos, and software on this website, is the property of KoraMed Health Africa or its licensors. You may not use, copy, distribute, or modify any content without prior written consent.

9. Limitation of Liability
KoraMed Health Africa is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our services, even if we have been advised of the possibility of such damages.

10. Indemnification
You agree to indemnify and hold KoraMed Health Africa, its affiliates, and employees harmless from any claims, damages, or expenses arising from your use of our website or services.

11. Governing Law
These Terms and Conditions are governed by the laws of South Africa. Any disputes arising from these terms will be resolved in the courts of South Africa.

12. Changes to Terms and Conditions
We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the website following the posting of changes will constitute your acceptance of those changes.

13. Contact Information
If you have any questions about these Terms and Conditions, please contact us at info@koramed.co.za or +27 76 293 9750.